Fast Pre Approval
"Our Brokers will assist you."
- Pre approval is valid for 3 months?
- Quick and easy borrowing estimate
- Enquire not to speak with our experts
- Free Broker Service.
Our fast pre-approval will provide you with an idea of the amount you may be able to borrow for your home loan.
To help you get started there are several factors to consider:
- How much can you afford to borrow?
- Savings History
- Types of home loans
- First home owners grant
- Lenders Mortgage Insurance
- Stamp Duty
- Additional Costs
A home loan pre-approval takes the uncertainty out of searching for a property by providing you with an excellent guide on how much you can afford to spend. It provides you with confidence to search for your home and negotiate more strongly on price. It's suitable for both vendor-negotiated and auction purchases and generally lasts for three months.
If you would like more security, you can go one step further and obtain a formal written pre-approval which acts a commitment from the lender on how much they will lend to you. As with most pre-approvals, there are conditions that need to be met some which include:
mortgage insurance acceptance (if applicable)
receipt of a registered valuation
finding a suitable property
If you want to be 100% confident when bidding at your next auction or placing our next offer have a moneyQuest mortgage broker to help you with your home loan pre-approval. We can help you find a competitive home loan and mortgage and negotiate a great deal that suites your circumstances.
To find out more call us now on 1300 886 100 or complete the enquiry form.