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Loan Details
Loan Purpose
Refinancing/Consolidation Moving or Renovating Building Investing in Property Reverse Mortgage Pre-approval First Home Buyer
Loan amount >$50,000	Est. property value $
Buy/Refinance:
Immediately 1 month 2-3 months 3-5 months More than 6 months
5% genuine savings?
Yes - Other property is owned Yes - A cash deposit has been saved Yes - I own shares and other assets No
15% deposit? Security? Yes No Yes No
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Excellent Fair Impaired
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Lender	Rate	Comparison Rate	App Fees	Monthly Repayment
Professional Package Home Loans - ING DIRECT - Smart Pack Mortgage Simplifier >$300K 0.06% Disc
	6.68%	6.71%	$699	$1,932
Basic Home Loans - ING DIRECT - Mortgage Simplifier
	6.74%	6.75%	$0	$1,944
Variable Rate Home Loans - ING DIRECT - Orange Advantage >$300K
	6.79%	6.88%	$0	$1,954
Professional Package Home Loans - ING DIRECT - Smart Pack LOC >$300K 0.50% Disc
	6.84%	6.95%	$699	$1,964
Fixed Rate Home Loans - ING DIRECT - 1 yr fixed
	6.89%	6.78%	$499	$1,974
Variable Rate Home Loans - ING DIRECT - Orange Advantage <$300K
	7.04%	7.13%	$0	$2,004
Fixed Rate Home Loans - ING DIRECT - 2 yr fixed
	7.19%	6.85%	$499	$2,034
Fixed Rate Home Loans - ING DIRECT - 3 yr fixed
	7.29%	6.91%	$499	$2,055
Line of Credit Home Loans - ING DIRECT - Action Equity Loan
	7.34%	7.35%	$0	$2,065
Line of Credit Home Loans - ING DIRECT - Smart Home Loan LOC <$300K
	7.34%	7.42%	$0	$2,065
Variable Rate Home Loans - ING DIRECT - Construction
	7.45%	7.46%	$0	$2,087
Fixed Rate Home Loans - ING DIRECT - 4 yr fixed
	7.94%	7.17%	$499	$2,189
Fixed Rate Home Loans - ING DIRECT - 5 yr fixed
	7.94%	7.26%	$499	$2,189

The comparison rate applies only to $300,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.
This rate is to be used as a guide only and we recommend that you confirm it with us before acting upon it.
The information provided in this website is a guide only and may not be complete for your purposes.