Our Mortgage Brokers Will:
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Negotiate the best mortgage with multiple banks on your behalf. |
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Make it hassle free to find the best possible rate and product. |
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Offer a quick, independent and free service. |
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Come to you or assist you over the phone. |
Basic Variable Rate Home Loan
| Lender |
Rate |
Comparison Rate |
App Fees |
Monthly Repayment |
| Basic Home Loan - Australian First Mortgage - Complete Option Variable Limited Time Offer <65% |
 |
6.64% |
6.64% |
$0 |
$1,924 |
 |
| Basic Home Loan - ANZ - Simplicity Plus |
 |
6.71% |
6.73% |
$600 |
$1,938 |
|
| Basic Home Loan - Australian First Mortgage - Complete Option Variable |
|
6.74% |
6.74% |
$0 |
$1,944 |
|
| Basic Home Loan - ING DIRECT - Mortgage Simplifier |
 |
6.74% |
6.75% |
$0 |
$1,944 |
|
| Basic Home Loan - NAB - Base V/R <$250K |
 |
6.74% |
6.76% |
$600 |
$1,944 |
|
| Basic Home Loan - NAB - Base V/R >$250K |
|
6.74% |
6.76% |
$600 |
$1,944 |
|
| Basic Home Loan - St George Bank - Promotional Basic Home Loan |
 |
6.76% |
6.78% |
$500 |
$1,948 |
|
| Basic Home Loan - Suncorp - Back To Basics >$250K 0.10% Disc (<90%) |
 |
6.76% |
6.78% |
$600 |
$1,948 |
|
| Basic Home Loan - AMP - Basic Variable Rate Limited Time Offer |
 |
6.77% |
6.79% |
$0 |
$1,950 |
|
| Basic Home Loan - Westpac - Flexi First Option |
 |
6.81% |
6.83% |
$600 |
$1,958 |
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| Basic Home Loan - Westpac - Flexi First Option Investment |
|
6.81% |
6.83% |
$600 |
$1,958 |
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| Basic Home Loan - Commonwealth Bank - Rate Saver Variable |
 |
6.85% |
6.91% |
$600 |
$1,966 |
|
| Basic Home Loan - Suncorp - Back To Basics (<90%) |
|
6.86% |
6.88% |
$600 |
$1,968 |
|
| Basic Home Loan - Australian First Mortgage - Complete Option Variable Construction/Vacant Land |
|
6.89% |
6.89% |
$0 |
$1,974 |
|
| Basic Home Loan - Suncorp - Back To Basics >$250K 0.10% Disc (=>90%) |
|
6.96% |
6.83% |
$600 |
$1,988 |
|
| Basic Home Loan - AMP - Basic Variable Rate |
|
6.99% |
7.02% |
$350 |
$1,994 |
|
| Basic Home Loan - NAB - Base V/R |
|
7.03% |
7.05% |
$600 |
$2,002 |
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| Basic Home Loan - Police and Nurse Credit Society - Easypay Home Loan |
 |
7.03% |
7.1% |
$818 |
$2,002 |
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| Basic Home Loan - Suncorp - Back To Basics (=>90%) |
|
7.06% |
6.93% |
$600 |
$2,008 |
|
| Basic Home Loan - BankWest - Lite Home Loan |
 |
7.18% |
7.2% |
$500 |
$2,032 |
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If you are looking for a low variable rate loan that has less frills then this type of loan is for you. These loans are available for First Home Owners, Home Movers, Investors, and for refinance of existing facilities.
Our fully qualified professional mortgage brokers have access to over 600 home loans and can source the lender that best suits your needs. We do not charge a broker fee for this service.
Below are today’s top 20 lowest basic variable rate home loans. To determine the right home loan for you involves more than just rates and fees. To find out more call us now on 1300 886 100 or complete the enquiry form.
Low variable interest rates available - generally lower than the standard variable rates offered by the lenders
Additional Payments - Principal reductions allowed without incurring a penalty
Redraw - Some lenders allow you to access surplus funds paid into the loan in excess of your normal monthly repayments
Offset - Funds held in an offset account can help reduce the interest cost on your loan
The comparison rate applies only to $300,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.
This rate is to be used as a guide only and we recommend that you confirm it with us before acting upon it.
The information provided in this website is a guide only and may not be complete for your purposes.