Our Mortgage Brokers Will:
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Negotiate the best mortgage with multiple banks on your behalf. |
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Make it hassle free to find the best possible rate and product. |
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Offer a quick, independent and free service. |
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Come to you or assist you over the phone. |
Standard Variable Rate Home Loan
| Lender |
Rate |
Comparison Rate |
App Fees |
Monthly Repayment |
| Variable Rate Home Loan - Choicelend - Performance Plus (Special <=65%) |
 |
6.45% |
6.45% |
$0 |
$1,886 |
 |
| Variable Rate Home Loan - Home Loans Ltd - Premium Saver Discount <=65% |
 |
6.49% |
6.66% |
$199 |
$1,894 |
|
| Variable Rate Home Loan - Choicelend - Performance Plus |
|
6.55% |
6.55% |
$0 |
$1,906 |
|
| Variable Rate Home Loan - BMC - Platinum Professional |
 |
6.56% |
6.73% |
$330 |
$1,908 |
|
| Variable Rate Home Loan - Home Loans Ltd - Premium Saver |
|
6.59% |
6.76% |
$199 |
$1,914 |
|
| Variable Rate Home Loan - Heritage - Basic |
 |
6.64% |
6.68% |
$600 |
$1,924 |
|
| Variable Rate Home Loan - Home Loans Ltd - Premium Full Doc Discount <=65% |
|
6.64% |
6.66% |
$199 |
$1,924 |
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| Variable Rate Home Loan - Home Loans Ltd - Premium Saver Construction/Vacant Land |
|
6.69% |
6.86% |
$199 |
$1,934 |
|
| Variable Rate Home Loan - BankWest - Premium Home Loan |
 |
6.70% |
6.74% |
$700 |
$1,936 |
|
| Variable Rate Home Loan - Choicelend - Performance Plus Vacant Land/Construction |
|
6.70% |
6.7% |
$0 |
$1,936 |
|
| Variable Rate Home Loan - BMC - Platinum IO Variable |
|
6.72% |
6.73% |
$330 |
$1,940 |
|
| Variable Rate Home Loan - BMC - Platinum P&I Variable |
|
6.72% |
6.73% |
$330 |
$1,940 |
|
| Variable Rate Home Loan - Adelaide Bank - SmartFit Home Loan |
 |
6.74% |
6.81% |
$595 |
$1,944 |
|
| Variable Rate Home Loan - Home Loans Ltd - Premium Full Doc |
|
6.74% |
6.76% |
$199 |
$1,944 |
|
| Variable Rate Home Loan - Police and Nurse Credit Society - Dream Home Loan |
 |
6.74% |
6.81% |
$818 |
$1,944 |
|
| Variable Rate Home Loan - Suncorp - Variable >$250K 0.70% Disc (<90%) |
 |
6.74% |
6.81% |
$600 |
$1,944 |
|
| Variable Rate Home Loan - ING DIRECT - Orange Advantage >$300K |
 |
6.79% |
6.88% |
$0 |
$1,954 |
|
| Variable Rate Home Loan - Home Loans Ltd - All In One |
|
6.84% |
6.99% |
$199 |
$1,964 |
|
| Variable Rate Home Loan - Home Loans Ltd - Premium Full Doc Construction/Vacant Land |
|
6.84% |
6.86% |
$199 |
$1,964 |
|
| Variable Rate Home Loan - BMC - Advantedge Variable |
|
6.85% |
6.86% |
$408 |
$1,966 |
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These types of loans generally have fully flexible options and are available for First Home Buyers, Home Movers, Investors, Refinance, and Construction Loans and in some cases even for business purposes.
Being a variable interest rate loan the interest rate can fluctuate depending on what is happening in the financial markets which can benefit you if the interest rates go down.
- Redraw - This allows you to access surplus funds that have been paid into the loan in excess of your normal monthly repayments.
- Offset - Funds held in an offset account can help reduce the interest cost on your loan.
- Additional Payments - Principal reductions can be made at any time without incurring a penalty.
- Portability - Even if you sell your existing property and purchase a new one you can keep the same loan and the benefits you already enjoy with this type of loan.
To determine the right loan for you, there is more than just interest rates and fees to consider. You must find out;
- Is this loan type suitable for me?
- Does this loan have the functionality I require?
- Can the lender provide the level of service you require?
Our fully qualified professional mortgage brokers can help you with this and source the lender that best suits your needs. We do not charge a broker fee for this service.
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The comparison rate applies only to $300,000 with a loan term of 30 years. The loan amount and term will affect the comparison rate calculation. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate calculation but may influence the cost of the loan.
This rate is to be used as a guide only and we recommend that you confirm it with us before acting upon it.
The information provided in this website is a guide only and may not be complete for your purposes.