Terry Gardiner - Finance Specialist

Terry Gardiner

Your finance specialist.

With over 40 years of experience in the finance industry, Terry is one of the most experienced brokers within the MoneyQuest network. Completely focused on client outcomes, and extremely passionate about good, old-fashioned customer service, Terry makes finance easy and understandable for each and every client he deals with.

Terry focuses on taking the stresses away from his clients when they acquire property, and ensures all products offered are structured carefully to meet the long-term needs of each individual. Crediting the most enjoyable part of being a broker to the opportunity he has to help others achieve their financial goals, Terry feels fortunate to work within an industry that is committed to assisting people in this way.

Joining MoneyQuest for the unparalleled feeling of camaraderie he believes resides within the group, Terry loves the ability he has to share ideas and the wonderful attitude towards providing support to every member within the network.

Terry is by no means all work and no play, and gets out of bed on Sundays to spend time with his wife, children, and grandchildren (though will always find the time to play a round of golf).

Proudly partnering with Maddie Riewoldt’s Vision.

0414 558 948

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Here's what my clients have to say

  • Terry Gardiner has been assisting me with my financial endeavours for over a decade. Terry has sourced great products for home loans, investment property loans, commercial property loans, business loans, smsf loans and car loans. Over the years Terry has not only been a great source of finance through moneyquest but also an incredible wealth of knowledge about property and business. Having finance needs for 4 business locations, several properties and 7 cars, there is no one else I would trust with the complex finance requirements I have. Thank you Terry. - David

  • I would like to endorse from personal experience the high level of professionalism that Mr. Gardiner (Terry) brings to MoneyQuest. I have on a number of occasions cause to use Terry’s services when financing property purchases. His attention to detail, prompt actions and support to clients is first class. He also makes a mean cup of coffee. I have sent a number of friends to Terry who all have spoken highly of him.

  • From the very start, Terry listened to our needs and expectations, including our current scenario. Based on this, and what it was what we were looking to achieve, Terry provided options that would best suit, with pro’s and con’s for each. We were able to make an informed decision, with what seemed like minimal effort by us! He listened, he came to us, and was very prompt through out the process. Thank you Terry.

Check out the range of services we offer

Home Loans

We give you the facts needed to make the right decisions. We take charge of the application process and work hard to find the home loan right for your circumstances.

Commercial Loans

Securing the right loan increases your businesses chance of success. Our finance specialists review your business plan and assist to define your ideal loan.

Small Business

With so many small business loans available and so many ways to structure them. Our sensible advice will make your life easier and add genuine value to your business.

First Home Buyers

Buying your first home is a big step. But with us by your side, you’ll feel completely at ease. We’ll guide you through the maze and answer all your important questions.


If you need to unlock equity in your home or you’re wondering if you could be getting a better deal, we can help you decide if refinancing is the right option for you.

Investment Loans

Whether you are looking at capital growth or rental income, we can show you how property investment could be a great way to increase your wealth over a long period.

Debt Consolidation

Instead of paying off several debts at varying interest rates, we can consolidate your debts into one easy one at a lower rate to ease your monthly burden and stress.

Car Loans

Time to update your car? We can help. We work with many specialist car lenders with a range of flexible loan options for your next car, bike, boat, van or equipment.

Looking to retire in style?
We could help you unlock equity in your property today!
Are you looking for your dream home?
We'll look for the right loan to help you achieve your dream!
Motivated to give your home a makeover?
Talk to us about accessing equity in your property today!
Starting your own small business?
Genuine advice from reliable business finance specialists!

We have hundreds of home loans to choose from. Compare with a MoneyQuest broker today!