Past News

Increase your chances of a fast approval with a well-prepared first home loan application. We show you how. Although applying for your first home loan may be the biggest financial decision you’ll make, it doesn’t need to be an overwhelming one. With the right preparation, a realistic understanding of your financial position and some professional Read the full article…

Is a 20% deposit for your first home always necessary to secure a home loan? The average house price in Australia is now $679,100 according to recent data from ABS, with Sydney averaging over $1,000,000. With these statistics, a 20% deposit for most Australians feels out of reach, however, in 2015, the Reserve Bank said Read the full article…

A vendor under distress is the most obvious component of a cheap purchase. There is no moral high ground here– often it’s a case that the seller needs a quick disposal and is willing to cut back on th

Despite widespread reports about mounting mortgage stress in Australia and growing fears that household debt could precipitate the long-dreaded housing market crash, noted TV presenter and journalist David Koch has dismissed such fears as “scaremongering”. “A classic case in point was last week’s episode of the Four Corner’s TV program, which dealt with the issue Read the full article…

Buying your dream home is one of the biggest and most exciting purchases you are ever likely to make. Saving the necessary deposit can be difficult without making a few adjustments to your finances. Spring cleaning your budget is an important step in helping make this dream a reality. The first port of call is Read the full article…

The weather is not the only thing that’s heating up in Australia at the moment. The property market too has started to warm up in the lead up to the most-awaited spring selling season.

Traditionally, the ‘spring selling season’ has been touted as the best time to sell because there are more people looking to buy. But be warned – it’s a myth. You’re better off selling in the summer.

It’s often said that Australians are more likely to divorce their spouse than switch banks. But with plenty of competition in the home loan sector, refinancing can be a good move. There are a number of reasons why you might want to refinance: you can consolidate debt from high-interest credit cards into a home loan with Read the full article…

Generation Z, or those born between the mid to late 1990s and the mid-2000s, are the first home buyers of now and beyond. But how are their property tastes changing – and how does that impact investors? I’m smack bang in the middle of Generation Y, otherwise known as the ‘me generation’. Apparently, my fellow Read the full article…

There are many perks to working for yourself, but when it comes to applying for a home loan, it seems being your own boss sends up a red flag to banks and other lenders. Why? A salaried employee has a regular, steady income and is less likely to experience the cash flow volatility of a Read the full article…