Past News

  Even though interest rates are at an all-time low, who wants to pay any more than they have to? Many homeowners feel unsure as to whether they should have an offset account or a redraw facility. In many ways they are quite similar as they both reduce the overall interest you pay on your Read the full article…

Help! There are so many decisions to make when choosing a home loan that it is easy to feel overwhelmed. An important decision to consider is whether the loan interest rate should be a fixed or variable one. It is also easy to fall into the trap of thinking, “How can I beat the banks?”, Read the full article…

School teaches our kids English, maths, science and loads of other subjects, but there are some key things missing which your kids won’t learn at school. Here are our 3 top things they won’t learn from Mrs. Clancy: 1. How to manage finances In an ideal world, finances would be incorporated into the school curriculum, Read the full article…

Healthy Lunch Box Ideas Kids Will Actually Eat We all know kids need plenty of fuel but most of the time it’s tough to figure out what you can pack them for school that’s also healthy. They need plenty of energy but what they pack needs to fit into their lunchbox and actually be eaten Read the full article…

Saving to buy your first home is hard. Really hard. In the short term it is boring, unglamouros and a hard slog. However, when you  buy your first house, it is soooo worth it. One of the initial questions I get from first home buyers is “How much Do I need to Save?” When answering Read the full article…

It’s a great place to go for a run I’ve never been a great runner and in fact I find running on a treadmill fairly boring. However running around Geelong’s Eastern Beach is beautiful! The bay is gorgeous, the bollards are fun, Eastern Beach stairs are challenging but mostly the fresh air, warm sun and Read the full article…

Many Australians cashed in on their properties in 2017 as nine in ten “flipped” them for profit, says the latest Property Flipping Report from CoreLogic. Flipped properties included those resold within a year of purchase (89.1%) and those resold within one to two years (89.9%). Regional NSW recorded the highest percentage of flips at a profit with Read the full article…

I’m Self Employed. I Can’t Get a Home Loan! Over the time I have been a mortgage broker this has become one of my favourite myths to bust. Yes – You Can Get A Home Loan! I’m a self-employed mortgage broker and I have had a home loan and I will be having one again in Read the full article…

There are certain things to look out for when selecting and applying for a loan for your investment property. Here we look at the main differences, the most popular loan types, and how to get the right mortgage for your situation. Interest-only, fixed, variable, offset – finding the investment home loan that’s right for you Read the full article…

Investing in property can be exciting plus a great way to increase your wealth and cash flow. To ensure you make the right choices, ask these questions about any rental property you are looking at buying. 1. What is being built nearby? Any new infrastructure projects can change an area completely, both positively and negatively. Read the full article…