Are you the only one not enjoying a family holiday this year?
Refinancing is a funny word, but it basic terms, it means moving your loan to another loan product, most of the time with another bank. Saving a dollar is worth more than earning a dollar… Why? because you’re not taxed for not spending, but yet you’re taxed for earning – simple!
You know that feeling you have when someone asks you what interest rate you are paying on your home loan? Your first thought is, “oh how embarrassing, I don’t actually know”, and your second thought is, “oh how awkward, imagine if I’m being ripped off and paying more than the going rate…..”
“Umm… “you say, “I’m not 100% sure, but I’m sure I’m on a sharp rate….”
Do you really want to look back and be told that you could have gone on an all expenses paid family holiday every year, and still been in exactly the same financial position as you are now, but that instead, you just paid extra to the bank in fees and interest, because you didn’t look harder? With us, you don’t have to look harder, you just need to call us sooner.
We don’t just compare, we help you negotiate your pricing.
Last year I had a self -employed client with a wife and two young girls. They owned three investment properties and their own home. The interest and fees they were paying was setting them back an extra $10,000 every year from what they are now paying with a refinance.
A young, single mum recently refinanced to another bank, and saved herself over $2,000 a year. Imagine the smile on your face if a stranger handed you $2,000 every year? Imagine your children’s face when you tell them that you’re going on another family holiday.
A few months ago a young family with two young boys, one about to start prep and the other in day care purchased their first investment property. We refinanced them a year later, and managed to save them just over $4,000 a year in hard cash.
So now that you’ve decided on your next holiday destination (and feeling excited already) it’s time to give us a call to see what we can save you.
With hundreds of products on the market, and crazy words like offset accounts, redraw facilities, family guarantees and split loans it’s no wonder it becomes a minefield for those a little faint-hearted.
Give Amanda a Call today for a free no obligation chat ph: 0409 715 577. Perhaps a pre-approval is in your sights?
What our clients have to say :
5 stars Courtney Curtis “Amanda is amazing! Our loan is approved because of her hard work and industry knowledge as a broker! Our family is forever grateful and ever so happy to be in our own home. Amanda has our full recommendation.”
5 stars Jess Gallagher “I can’t thank Mandy enough for navigating me through the process of my first home loan. She made this process as smooth as possible, was easily approachable and always made herself available. I have no hesitation in recommending Mandy”
5 stars Lauren Croudace “It was an absolute pleasure having Amanda as our mortgage broker. We were unfamiliar with the real estate market and processes and Amanda went above and beyond for us. If you’re looking for a mortgage broker who is personable and professional we highly recommend Amanda”