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Expert advice on finding the right loan and securing funding for your needs...

Vehicle Loans

If it’s time to update your car, MoneyQuest can help you every step of the way. We work with many specialist car lenders ‐ and can recommend a range of flexible loan options for your next car, motorcycle, boat, van or equipment.

Lease or Buy

Competitive Rates. Clear Advice.

Car loans make ‘buying’ easy

Although most Australians prefer to buy their vehicles outright, not everyone can afford to do so. And that’s when the decision to lease or buy comes in.

With a car loan, you’ll take ownership of the vehicle at the time of purchase. You then make a set number of repayments over the term of the loan – usually three to five years. Once your loan is paid off, you own your car outright.

Leasing lets you use the vehicle ‐ not own it

When you lease a car, you’re paying for the use of the vehicle over a set term. Broadly speaking there are two main types of lease:

An operating lease is like a rental agreement. Once the lease term ends you hand over the vehicle and no longer make payments.

A finance lease allows you to buy the car at the end of the lease with a lump sum payment. Alternatively, you can choose to swap the lease to a new vehicle and continue making payments. Finance leases are popular in businesses because it’s a way of providing employees with cars without substantial upfront investments.

If it’s time to update your vehicle, MoneyQuest can help you every step of the way!

We work with many specialist car lenders ‐ and can recommend a range of flexible loan options for your next car, motorcycle, boat, van or equipment.

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Car Loans

Competitive Rates. Clear Advice.

At MoneyQuest, we source competitive car loans for new cars, used cars, cars from dealers and cars from private sellers.

Put simply, when you take out a car loan, you acquire the vehicle at the time of purchase, and the finance provider takes an interest in the vehicle as security.

You can choose to pay off your car loan whenever you wish- and you may sell the car at any time. At the end of the contract, the lender lifts their interest and you have clear title of the vehicle.

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Novated Leases

Discover the benefits. Enjoy the freedom.

Salary packaging a vehicle through a novated lease is an ATO approved structure that offers many benefits to you as an employee.

With the right structure in place, a novated lease can offer many tax benefits – including lower income tax and no GST on the price of your vehicle or its running costs.

Say ‘yes’ to finding the right novated leases car loan today. Call 1300 886 100 to be connected with the MoneyQuest broker in your local area.

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Chattel Mortgages

Commercial Car Loans Made Easy.

A chattel mortgage is car loan solution for business. Rather than outlaying the full value of the car upfront, your business makes structured payments over the term of the loan.

You take ownership of the vehicle at the time of purchase – but the lender also takes out a ‘mortgage’ over the vehicle as security for the loan.

Say ‘yes’ to finding the right chattel mortgages car loan today. Call 1300 886 100 to be connected with the MoneyQuest broker in your local area.

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Low Doc Car Loans

Car Finance For The Self-Employed

Low doc car loans are a flexible finance solution for self-employed people or companies who cannot disclose or verify their income.

At MoneyQuest, we have access to a large panel of lenders who provide low doc cars loans to suit a range of atypical situations.

Say ‘yes’ to finding the right lease car loan today. Call 1300 886 100 to be connected with the MoneyQuest broker in your local area.

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