Are your Interest Rates on the Rise? Lender Changes March 2026

By Scott McDonnell posted on March 26, 2026

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The RBA’s decision to increase interest rates 0.25% last week is now carrying on to lenders. With interest rates now on the rise, it’s important to check whether your home loan repayments are about to increase.

Lenders With a 0.25% increase

The lenders listed below are those that have decided to carry over the RBA’s 0.25% increase, meaning that if you have a variable rate home loan with one of these lenders, your interest repayments will increase.

    • RedZed – Effective 18th of March for existing, new borrowers to be advised.
    • Hume – Effective 20th of March.
    • ME – Effective 21st of March.
    • ANZ Bank – Effective 22nd of March.
    • AMP Bank – Effective 23rd of March.
    • Apollo – Effective 24th of March.
    • Orde – Effective 24th of March. SMSF rates will decrease by .25%.
    • Bendigo Bank – Effective 25th of March.
    • Auswide – Effective 26th of March.
    • MyState – Effective 26th of March.
    • Teachers Mutual Bank – Effective 26th of March.
    • Ubank – Effective 26th of March.
    • First Mac – Effective 26th of March.
    • Commonwealth Bank Australia – Effective 27th of March.
    • SunCorp – Effective 27th of March.
    • NAB – Effective 27th of March.
    • Great Southern Bank – Effective 27th of March.
    • ING Direct – Effective 27th of March.
    • People’s First Bank – Effective 27th of March.
    • Liberty Financial – Effective 27th of March.
    • Pepper Money – Effective 27th of March.
    • Resimac – Effective 27th of March.
    • P&N Bank (WA Only) – Effective 30th of March.
    • Bank of Melbourne (Vic only) – Effective 31st of March.
    • Bank of SA (SA Only) – Effective 31st of March.
    • St George (Not including Vic or SA) – Effective 31st of March.
    • Westpac – Effective 31st of March.
    • Beyond Bank – Effective 31st of March for existing borrowers. 1st of April for new borrowers.
    • Australian Military Bank – Effective 1st of April.
    • Macquarie – Effective 1st of April.
    • Bank Australia – Effective 1st of April.
    • Bank First – Effective 2nd of April.

Concerned About Rising Rates?

Rising rates can be stressful, but with the right support, they can be navigated with ease. Reach out to your local MoneyQuest broker to explore your options, from refinancing to repricing.

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Disclaimer:

This article is written to provide a summary and general overview of the subject matter covered for your information only. Every effort has been made to ensure the information in the article is current, accurate and reliable. This article has been prepared without taking into account your objectives, personal circumstances, financial situation or needs. You should consider whether it is appropriate for your circumstances. You should seek your own independent legal, financial and taxation advice before acting or relying on any of the content contained in the articles and review any relevant Product Disclosure Statement (PDS), Terms and Conditions (T&C) or Financial Services Guide (FSG).

Please consult your financial advisor, solicitor or accountant before acting on information contained in this publication.

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