Loan application checklist

By MoneyQuest
In First Home Buyer, Home Loans

To ensure you have the best chance of getting your new home loan approved, we’ve compiled a checklist of some of the information a lender may require when assessing your mortgage application. Remember that requirements vary between financiers, so confirm the exact documentation you will need directly with your mortgage broker.



  • Full employment history
  • Current and previous addresses
  • Details of your current assets – can, motorbike, boat, collectibles, and so on
  • Your budget/knowledge of your income and outgoings


Employment Documentation

  • Current records of your salary and other income – such as pay slips
  • Latest tax return/notice of assessment
  • Three years’ worth of tax returns – if self-employed
  • A letter from your employer stating your wage and the tenure of your employment


Other documentation

  • Proof of identity – 100 Point Check, including passport and drivers license
  • Copies of recent credit card statements, confirming your credit limits
  • Completed application for First Home Owners Grant
  • Front page of the sales contract
  • 6 months’ worth of bank statements, to confirm genuine savings pattern and provide proof of deposit/funds to complete purchase
  • Statuatory Declaration stating that funds being gifted for the deposit do not need to be repaid (if applicable)
  • Council rates notice for any properties you own, such as investment properties
  • If purchasing an investment property, confirmation of rental income for investment property (real estate agency letter)



To discuss your new home loan or anything to do with your finances, please call our office today and we will be happy to assist you.

If you’re looking for a loan expert, you need to find someone you can rely on. Someone with experience and integrity. Someone who has your best interests at heart.

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